PSID: How to Pay FBR Tax Online and Get Your CPR

Quick answer: A PSID (Payment Slip ID) is a number you generate in FBR's IRIS portal for one tax payment. Log in to IRIS, open e-payments, create a payment, choose the tax type, period and amount, and save. Pay the slip through your bank's app, internet banking, an ATM or a branch, then download the CPR as proof.

Paying tax in Pakistan used to mean filling a paper challan and queuing at a designated bank branch. Today almost every federal tax payment, from advance income tax to sales tax and withholding deposits, runs through a payment slip ID generated online. This guide explains how to generate one, how to pay FBR tax online through 1Link banking apps and other channels, what the CPR is and why you must keep it, and how to fix the problems people run into most.

Important: This is general information, not tax advice. FBR's screens and menu names change from time to time. Follow the current instructions in IRIS and check with a tax practitioner if you are unsure which tax head or section to use.

What is a PSID and how does it fit with the CPR?

A PSID is a unique ID for one payment. It ties together who is paying, which tax, which period and how much. Banks do not need to know any of that detail; they read it from the ID. Once you pay, FBR issues a Computerized Payment Receipt, or CPR, which is the legal proof of payment.

Term	What it is	When you get it	What you use it for
Payment slip ID	A unique number for one pending payment	When you save a payment form in IRIS or FBR e-payments	Telling the bank or app what you are paying
CPR (Computerized Payment Receipt)	FBR's receipt for a completed payment	After the bank confirms payment	Proof of payment, entered in returns and statements
Paper challan	The older manual payment form	Largely replaced by online slips	Rarely needed now; ask your bank if it still accepts one

In late 2024 FBR moved payment creation inside IRIS itself, a system it called ePayment 2.0. Before that, taxpayers had to switch to a separate e-payment website. FBR describes the current flow as three steps: generate the slip, pay through alternative delivery channels such as internet banking, ATMs and mobile banking, and receive the CPR, which it says is issued in real time and also sent by email and SMS. The system covers income tax, sales tax, federal excise duty and withholding taxes, and it is open to registered and unregistered taxpayers.

Before you start: what you need

• IRIS login (your CNIC or NTN and password). If you are not registered, see our guide on how to get an NTN in Pakistan.
• The tax type and section you are paying, for example income tax payable with your return, advance tax, or a withholding deposit under a specific section.
• The tax period, such as the tax year for income tax or the month for sales tax.
• The exact amount. Work it out first. For withholding deposits, use the totals from your records and the current rates in our withholding tax rates guide for 2026-27.
• A bank account with online banking or access to a bank branch or ATM that accepts FBR payments.

How to generate PSID in IRIS: step by step

1. Log in to IRIS. Use the official FBR IRIS portal only.
2. Open the e-payment section. Look for the payments or e-payment menu and choose the option to create a new payment.
3. Choose the tax type. Select income tax, sales tax, federal excise or withholding tax.
4. Select the payment section. For income tax this could be the tax payable with your return, advance tax, or a demand raised by FBR. For withholding deposits, pick the section under which you deducted tax, such as section 149 for salaries or section 153 for supplier payments.
5. Enter the period. Choose the tax year or month the payment relates to.
6. Enter the amount and, for withholding, the breakdown if the form asks for it.
7. Review and save. IRIS shows the payment slip with its ID number, your details, the tax head and the amount.
8. Print or save the slip as a PDF, or copy the number. You will enter it in your banking app.

Unregistered persons who only need to pay a one-off amount, such as advance tax on a property or vehicle transaction, can create a slip through FBR's e-payment service using their CNIC. Regular business taxpayers should always use IRIS so the payment links to their NTN.

How to pay FBR tax online with your PSID

Once you have the slip, you can pay it through several channels. The menu names vary between banks, so treat the paths below as typical rather than exact.

Mobile banking app or internet banking (1Link)

1. Log in to your bank's app or internet banking.
2. Open bill payments, government payments or tax payments, and select FBR or "FBR PSID".
3. Enter the payment slip ID. The app fetches the taxpayer name and the amount.
4. Check the name, NTN or CNIC and amount carefully, then confirm with your PIN or OTP.
5. Save the bank's transaction receipt. Then look for the CPR in your email, SMS or IRIS.

Most banks on the 1Link network support this. Some branchless banking wallets also do, but check limits before paying large amounts. For other ways to move business money in Pakistan, see our guide to Raast business payments.

ATM

Some bank ATMs offer a bill payment or FBR option where you enter the slip number and confirm the amount. Keep the ATM slip until the CPR appears.

Bank branch

Many branches still accept FBR payments over the counter. Take the printed slip and pay from your account or in cash, depending on the bank's rules. Ask for the bank's stamped receipt.

Getting and checking your CPR

The CPR is the document that matters. FBR says it is issued in real time and sent by email and SMS, and you can find it later in IRIS under your payment history. To check a payment, IRIS also has an online verification option where you can search by PSID or CPR number.

Save each CPR as a PDF in a folder by tax year, with a filename like "2027-IT-advance-Q2-CPR.pdf". When you file your income tax return in IRIS, you will enter the CPR numbers for tax you paid yourself, so having them in one place saves a lot of time.

Worked example: depositing withholding tax for a month

Bilal runs a small digital agency registered as a company in Karachi. In September he pays three suppliers and must deposit the tax he withheld.

Supplier	Gross invoice (PKR)	Category	ATL rate	Tax withheld (PKR)
Hosting company	200,000	IT services	4%	8,000
Freelance lawyer	100,000	Independent professional	15%	15,000
Office cleaning firm	60,000	Other services	14%	8,400
Total to deposit				31,400

Bilal generates a payment slip in IRIS for withholding tax under section 153 for the right period, enters PKR 31,400 (or splits it by sub-section if the form requires), pays it in his bank app, and saves the CPR. He quotes that CPR in his withholding statement so each supplier gets credit. Rates are from FBR's tax year 2027 card for suppliers on the Active Taxpayer List; a non-filer would have been deducted at double.

Timing, deadlines and record keeping

The payment date that counts is the date on the CPR, not the date you created the slip. A slip generated on the due date but paid the next morning is a late payment. Build a margin into your routine.

• Pay two or three working days early. Bank systems, OTP delays and app outages are common near month end and around return deadlines.
• Create a fresh slip each time. Do not reuse an old printout; amounts and periods differ, and old slips expire.
• Keep three documents per payment: the slip, the bank's transaction receipt and the CPR. If FBR ever questions a payment, the bank receipt proves the debit and the CPR proves the credit.
• Match each CPR to its source. For withholding deposits, note which supplier invoices the amount covers. For sales tax, note the return period.
• Diarise recurring payments. Advance tax instalments, monthly sales tax and withholding deposits each follow their own calendar. A simple spreadsheet with due date, amount, slip number and CPR number is enough for most small businesses.

Accountants who pay on behalf of several clients should keep a separate folder per client and per tax year, and send each client a copy of the CPR the same day. The receipt belongs to the taxpayer named on it, whoever actually pressed the pay button.

Finally, reconcile once a month. Compare the CPRs in IRIS with your bank statement and your own payment log. A missing receipt is far easier to chase within a few days of payment than months later, when you are filing a return and the bank's records have moved to an archive.

Common PSID problems and fixes

Problem	Likely cause	What to do
App says the slip is invalid or not found	Typing error, or the slip has expired	Re-check the number; if expired, generate a new one in IRIS
Wrong amount on the slip	Typo when creating it	Do not pay it; create a new slip with the right amount
Paid under the wrong tax year or section	Wrong selection in the form	Contact FBR or your tax office about correcting the payment; keep both receipts
Bank debited but no CPR	Delay between bank and FBR systems	Check email, SMS and IRIS history; contact the bank with the transaction reference before paying again
Bank app has no FBR option	Bank or wallet does not support it	Use another 1Link bank, an ATM or a branch

How tax payments connect to your invoicing

For a small business, the amounts you deposit come straight from your sales and purchase records. Sales tax is calculated from the invoices you issue, and withholding deposits come from the supplier invoices you pay. If you are registered for sales tax, your invoices also need to meet FBR's digital invoicing rules; see our FBR e-invoicing guide and the STRN registration guide.

For businesses not yet on integrated e-invoicing, our free Pakistan invoice generator creates clear PDF invoices with your NTN, one tax rate, a PO number and amount paid and balance due fields. It does not generate a payment slip, connect to IRIS, or file or pay tax for you; you still do those steps in IRIS and your bank. Freelancers should also read our freelancer tax guide for Pakistan.

Conclusion

Paying FBR is a three-part routine: create the PSID in IRIS, pay it through your bank, and file away the CPR. Do it a few days before any deadline so a bank delay does not make you late, and keep every receipt by tax year. If you are unsure which tax head or section to choose, ask a tax practitioner before you pay, because fixing a misallocated payment takes far longer than getting it right first time. When your next client invoice is due, build it in our free invoice generator.